Independent Financial Services Brokers        Specialist in Property Finance       Specialist in Property Insurance


 

"Independent Broker - Mortgages - Remortgages - Life Insurance, Property Insurance - Competitive Quotes - Nationwide Service "

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   »  Buy to Let Mortgage
   »  Let to Buy Mortgage
   »  Offshore Mortgage
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   »  Currency Mortgage


 
Poor Credit History

bullet_arrow If you have County Court Judgements, or Defaults in payments for goods and services, if you have had Mortgage Arrears in the past or present, if you have a Poor Credit Rating, if you have been declared bankrupt, or you are subject to Involuntary Arrangements in the present or past, we may be able to help regards the right mortgage or re-mortgage solution. Each case will be assessed on its own merits. Specialist lenders realise that clients that once had problems financially can turn a new leaf and make a fresh start, and are prepared to give clients a chance to get back on their feet. We can discuss and negotiate with lenders personally on your behalf. But in the current economic climate lending criteria and loan application acceptance is at a all time low. Mortgage products are in a continuous flux of change, these are challenging times, we run the extra mile to assist our clients, please contact us, to see how we may assist you with professional and impartial advise/guidance....there may be a solution. Take the first step to contact us to explore your options....

bullet_arrow If You do not have company accounts ? Does your income / salary vary throughout the year ? Are you having difficulty in proving your income, do you work on commission basis and you do not have a steady income? We may able to help in these challenging circumstances. But such mortgages are difficult to place.. .in the current economic climate 'self certification' mortgages are under pressure, and on the way out. However lending criteria is in a continuous process of change and lenders entering and exiting the market. Please approach us so we can understand your current needs and circumstances regards a viable mortgage or re-mortgage solution.... we attempt to place difficult cases, when all other avenues have been exhausted.

We will endeavour to help you if you have bad credit or are self employed, with impartial guidance:

buy to let You can call. 0845 4860 786 for a FREE initial consultation:
buy-to-let-mortgage You can fill a simple ‘Call Back Enquiry’ form and we will telephone you back at your convenience to discuss in confidence your needs. Click here.
investor-mortgage You can fill a ‘Online Mortgage Enquiry Form’ so we can search the market for a suitable mortgage in accordance to your needs and suitability. Click here.

 

Homeowner Loans & Unsecured Loans: The actual rate available will depend upon your needs & circumstances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

 


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Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire OL11 3NP. Tel 0845 4860 786 / Fax 0845 8051677 is authorised and regulated by the Financial Services Authority (FSA) in respect of advising and arranging mortgage and non-investment insurance business. Our FSA Register number is 300740. You can check this on the FSA's Register by visiting FSA's website www.fsa.gov.uk/register/ or contacting the FSA on 0845 606 1234.

Your initial consultation is 'FREE' of charge, please make contact to discuss your needs there is no obligation to proceed. There may be a minimum fee for our service of £250, and we will retain the commission from any respective lender or product provider. Alternatively, you can choose the 'fee only' option which is typically 0.5% - 1% of the amount borrowed, and in the case of insurance products written quotes / illustrations provided upon request. The exact amount of fees will depend on your needs and circumstances, and will be discussed and agreed before you make an application for FSA regulated mortgage & insurance products. www.ifs.gb.com is a trading style of Independent Financial Services GB. This website is subject to United Kingdom (UK) regulatory regime, and is therefore primarily targeted at customers based in the UK, but we do offer certain finance, insurance and consultancy services on an international basis.

For any client to contact Independent Financial Services (GB) is on the basis the terms of business / privacy statement have been read and agreed, & consent contact to be made.

In the event of 'Offshore' mortgages and 'Foreign Currency Mortgages' changes in the exchange rate may increase the Sterling equivalent of your debt.For security and training purposes, telephone calls may be recorded or monitored. Max call charge from a BT landline is 3.95p per minute. Calls from other networks may vary.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT