Independent Financial Services Brokers        Specialist in Property Finance       Specialist in Property Insurance


 

"Independent Broker - Mortgages - Remortgages - Life Insurance, Property Insurance - Competitive Quotes - Nationwide Service "

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Let to Buy Mortgage

bullet_arrow This type of mortgage scheme enables you the chance to 'let' your existing property and 'buy' a new one, as your main residence. Your existing mortgage payment would be covered by a rental income.

bullet_arrow Let to Buy mortgage rates, are often based on normal owner occupier interest rates, therefore avoiding the more expensive Buy to Let commercial mortgages. Subject to lending criteria and your individual circumstances.

bullet_arrow We can advise on tax implications; specialist home & contents insurance for Let to Buy mortgages; loss of rental insurance; mortgage and income protection plans.

Let to Buy Mortgages If you want to invest in not only residential properties, but Commercial and Semi-Commercial properties, we have considerable expertise and can help structure a finance. We can discuss and negotiate with lenders personally on your behalf in order to obtain flexible Under-writing, if your circumstanes are more complex, outside standard lending criteria.

We can help you if you want a 'Let to Buy' mortgage or seek to re-mortgage to raise additional funds:

buy to let You can call. 0845 4860 786 for a FREE initial consultation:
buy-to-let-mortgage You can fill a simple ‘Call Back Enquiry’ form and we will telephone you back at your convenience to discuss in confidence your needs. Click here.
investor-mortgage You can fill a ‘Online Mortgage Enquiry Form’ so we can search the market for a suitable mortgage in accordance to your needs and suitability. Click here.

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Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire OL11 3NP. Tel 0845 4860 786 / Fax 0845 8051677 is authorised and regulated by the Financial Services Authority (FSA) in respect of advising and arranging mortgage and non-investment insurance business. Our FSA Register number is 300740. You can check this on the FSA's Register by visiting FSA's website www.fsa.gov.uk/register/ or contacting the FSA on 0845 606 1234.

Your initial consultation is 'FREE' of charge, please make contact to discuss your needs there is no obligation to proceed. There may be a minimum fee for our service of £250, and we will retain the commission from any respective lender or product provider. Alternatively, you can choose the 'fee only' option which is typically 0.5% - 1% of the amount borrowed, and in the case of insurance products written quotes / illustrations provided upon request. The exact amount of fees will depend on your needs and circumstances, and will be discussed and agreed before you make an application for FSA regulated mortgage & insurance products. www.ifs.gb.com is a trading style of Independent Financial Services GB. This website is subject to United Kingdom (UK) regulatory regime, and is therefore primarily targeted at customers based in the UK, but we do offer certain finance, insurance and consultancy services on an international basis.

For any client to contact Independent Financial Services (GB) is on the basis the terms of business / privacy statement have been read and agreed, & consent contact to be made.

In the event of 'Offshore' mortgages and 'Foreign Currency Mortgages' changes in the exchange rate may increase the Sterling equivalent of your debt.For security and training purposes, telephone calls may be recorded or monitored. Max call charge from a BT landline is 3.95p per minute. Calls from other networks may vary.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT